What’s The Difference Between Mattress Pad Vs. Mattress Protector? (Comprehensive 2022 Guide & Our Top Picks)

Mattress Pad Vs. Mattress Protector
A mattress protector and a mattress pad are often used interchangeably but did you know that these two sleep accessories serve different functions? A mattress topper can be confusing to some, as well. To help you understand these mattress accessories, we’ve gathered some helpful, need-to-know information in this buyer’s guide. As a bonus, we’ve added in reviews of our top mattress protector and mattress pad picks. Which one should you get? Read the full article below to find out.
Research and technology have made it possible for people to sleep more soundly at night. Not only that, but you can also avail of sleep accessories to add more comfort and support to your body while you lay on your bed.
Mattress pads and mattress protectors are some of the options that can give you a more transcendental sleeping experience. Although they may sound similar, mattress protectors and pads are distinct from each other.
If you are one who initially thought that they are the same or that the terms are interchangeable, you are not alone. But no need to worry as we will explain the differences between the two, as well as their pros and cons. With this knowledge, you can decide which is best for you to help you sleep better and elevate your sleeping experience.
What's the Difference Between A Mattress Protector & Mattress Pad?
Mattress Pad

Mattress Protector

Both the mattress protector and the mattress pad are items you place on top of a mattress. The difference lies in the function.
As the name implies, mattress protectors protect the mattress. They are placed on the surface to prevent elements from permeating and getting to the layers underneath. This could be in the form of liquids, bugs, or even allergens.
On the other hand, a mattress pad is designed to add more comfort. Pads are placed underneath cooling bed sheets, like the electric cooling pads, creating a layer of separation between the sleeper and the mattress. By doing so, it makes the bed feel softer.
What is a Mattress Protector?
Mattress protectors are designed to make your mattress last longer. When used, the protector prevents stains from forming or allergens and bugs from reaching the mattress. Compared to a mattress pad, it does not feature any filling and resembles a thin sheet. Some resemble a fitted sheet, while some can fully encase a mattress.
Many mattress experts recommend purchasing a mattress protector as soon as you buy a new mattress to further extend its life span. Some mattress brands even offer a mattress protector as a freebie or at a discounted cost. It might seem like a sales gimmick to the ordinary person, but, as sleep advocates ourselves, we can confirm that this isn’t just a gimmick at all. If you start using a mattress protector on your brand new mattress, it will help prevent wear and tear.
Still, the best advice we can give is to first learn how to pick the right mattress. If you know what to look for in a mattress, you will most likely choose one that’s durable and will last long.
A mattress protector provides many benefits. We list the most common ones below:
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Prevent seepage
Spills and accidents can happen at any time. It could be due to a wine glass toppling over or one of your pets leaving a mess on the bed. Such accidents would not only stain and damage your mattress, but some companies may void your warranty if any damage is found. Not only will a protector keep your mattress stain-free, but it can also effectively protect your investment in the process. -
Avoid allergies
Dead skin cells, dust mites, mold particles, and allergens can sometimes get through the fabric material and cover the mattress. In some people, these elements can trigger allergies, asthma, and other respiratory issues. By adding a protector, you can keep the allergens out of your mattress and sleep without any risk of an allergic reaction. -
Keep the mattress cool
Some protectors are made from breathable fabrics or other specialized materials. By improving airflow and keeping the mattress cool, people can rest more soundly. -
Add comfort
Protectors are not just ideal for keeping particles off the bed. Some can feature quilting for added durability, while some are made from bouncy materials. Much like in a pad, these materials can add another layer of softness to the bed.
What is a Mattress Pad?
Mattress pads are easily identified by a thin layer of padding with quilting on the top. They are typically placed to make the bed softer. Most new mattresses are medium-firm and often do not need any additional padding. But with time, mattresses may lose their firmness and springiness. With extended use, they may feel softer and even lumpier in some cases. This is especially true if the mattress is slept on by heavier individuals, persons who require complete bed rest, or parents who frequently co-sleep with kids or pets.
By adding some padding, you can make your bed feel as firm as the day you bought it. But there are other reasons why people get a pad, which include the following:
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Add comfort
Some mattresses are too firm for a person’s taste. It could be due to a medical condition or signs of wear on the bed. Placing a pad on top of the bed can quickly change that, making the mattress feel less firm than before. -
Avoid expensive replacements
Mattresses are an investment. Depending on the size and features, you can expect to spend between a few hundred to thousands of dollars to replace your mattress. If buying a new mattress is not plausible, a more budget-friendly way to get better sleep is to add a mattress pad. -
Noise reduction
Mattress protectors can sometimes produce a scratchy sound when people move around. To minimize the noise, use a mattress pad. You can find mattress pads made from waterproof materials, allowing the mattress pad to double as a protector.
So, what is a Mattress Topper?
Another accessory that often confuses people is the mattress topper. Compared to a pad or protector, the mattress topper is a layer of pure padding placed under the sheet.
Much like a pad, a mattress topper is designed to add comfort and support. What makes it different is its construction.
A mattress pad is made from light padding and made to fit specific bed sizes. It can make your bed feel softer but not as much as a layer of foam would. A mattress topper, on the other hand, is typically a layer of memory foam. As such, it will contour around your body and provide targeted support.
Given the material, a topper can provide some protection against light spills and stains. However, it cannot be used to replace a protector. The best mattress toppers can be made from goose down or memory foam. If you’re looking to make a firm mattress feel softer, you can also find plush mattress toppers. Depending on your preference, you can always find a mattress topper that suits your needs. You can even buy a mattress topper that is best for back pain.
Do I need a mattress protector?
You will rarely need both a protector and a pad at the same time. Before purchasing a pad or protector, consider your objective. Here are some guide questions that can help you decide if you need a mattress protector or not:
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Do you want to further protect a mattress that's older but still in good condition?
Buy a mattress protector. -
Do you have a new mattress, and you want to help make sure its life span is extended?
Buy a mattress protector. -
Do you want your bed to keep your mattress clean, allergen-free, and dust-free?
Buy a mattress protector. -
Does your mattress need a removable cover that can easily be washed?
Buy a mattress protector. -
Are you on a budget and not yet ready to buy a new mattress?
Buy a mattress protector.
At first glance, a mattress protector may seem like a thin sheet, but it is effective in keeping pests, allergens, bloodstains on the bedsheets, and fluids away from your mattress. It’s also easily washable and almost undetectable underneath the sheets.
Do I need a mattress pad?
If you are looking for added support and comfort, choose a mattress pad. Mattress pads are a great way to make your bed comfier. Using a pad is especially useful if your mattress is on the older end, but you don’t have plans to replace it anytime soon.
To sum it up:
A savvy mattress owner would recognize the need for a mattress protector to help a new mattress last in a “like-new” condition as long as possible. On the other hand, while a mattress protector is something that your mattress needs, a mattress pad is primarily based on preference.
Note that while both mattress protectors and mattress pads can improve your mattress’s quality and feel, they cannot fix a sagging mattress. If your mattress is sagging, you can inspect the box springs to see if that’s what’s causing it to sag, but, most likely, it will need replacement. If you don’t want to spend a fortune, you can always find mattress sales and discounts for good brands.
Now that you have a better understanding of what mattress pads, protectors, and toppers are, below are the best options in their respective categories.
4 Best Mattress Protectors of 2021
Best Overall Mattress Protector - Puffy Mattress Protector
Much like the company’s line of luxury mattresses, the Puffy Mattress Protector is a comfy waterproof sleep accessory constructed out of exceptional materials. The bamboo rayon fabric, in particular, is a breathable yet naturally hypoallergenic material, ensuring a peaceful slumber every night.
Sizes and Specifications
39″ x 75″ (Twin)
39″ x 80″ (Twin XL)
54″ x 75″ (Full)
60″ x 80″ (Queen)
76″ x 80″ (King)
72″ x 84″ (California King)
Pros
- Features a plush exterior
- Easy to wash
- Durable and made to last for years
- Made from premium breathable materials including bamboo rayon fiber
- Can fit any standard bed size
- Produces no scratchy noises when used
- Naturally hypoallergenic and prevents allergens from reaching the mattress
- Protects against spills, stains, dust mites, or other damages
- 101-night sleep trial
- Backed by a lifetime warranty
- Quick and free delivery within 1-3 business days via FedEx
- Free returns with 100% refund if you are unsatisfied with the product
Cons
- May not snugly fit mattresses beyond the standard thickness (8 - 14 inches)
- Protector needs to be used for at least 30 nights before it can be eligible for a return
- Some sizes are more expensive when compared to protectors by other brands
- Warranty does not cover use in a commercial environment such as a hotel or store
Most Eco-friendly - The Futon Shop Waterproof Organic Cotton Mattress Protector
Made with cotton that has been grown and harvested using sustainable methods, the Futon Shop’s Waterproof Organic Cotton Mattress Protector is free of harmful chemicals such as PVC or VOC. This makes it an ideal protector for use on mattresses where your child or baby sleeps.
Sizes and Specifications
39″ x 75″ (Twin)
39″ x 79″ (Twin XL)
54″ x 75″ (Full)
54″ x 79″ (Full XL)
60″ x 80″ (Queen)
76″ x 80″ (Eastern King)
72″ x 84″ (California King)
Pros
- Fabric is woven from heavy-duty organic cotton
- Colors printed using natural dyes, inks, and pigments
- Waterproof and washable
- Contains a layer of lead-free polyurethane to keep fluids away from your mattress
- Does not produce any chemical smells when first opened
Cons
- Not recommended for users looking for a protector that hugs the mattress
- Information on shipping and warranty is difficult to find
- No specified trial
Coolest Protector - Nest Bedding Cooling Mattress Protector
The Nest Bedding Cooling Mattress Protector ticks off all the features in a great protector: waterproof, hypoallergenic, and dust mite resistant. What makes it unique is the Phase Change Material in the fabric, which absorbs body heat, and keeps the protector cool.
Sizes and Specifications
46 x 42 x 79 (Twin)
46 x 42 x 84 (Twin XL)
46 x 57 x 79 (Full)
46 x 63 x 84 (Queen)
46 x 81 x 84 (King)
46 x 75 x 88 (California King)
Pros
- Soft but thin so it won’t change the firmness of your bed
- Made from a breathable material that keeps it cool
- The polyester in the waterproofing layer reduces scratchy sounds
- Corner pockets are designed to fit up to an 18” thick mattress
- Machine-washable
- 100-night warranty
- Money-back guarantee
Cons
- Expensive with prices starting at around $110 for a Twin
- Only the surface is waterproof
- Releases a chemical-like smell when the pack is first opened
- Fitting issues for thinner mattresses due to the protector's deep pockets
- No corner anchors; hence slippage may occur with smaller mattresses
Best Value - Brentwood Home Organic Waterproof Mattress Protector
It is cool, waterproof, and durable. For almost $70 for a Twin, the Brentwood Home’s Organic Waterproof Mattress Protector keeps your bed dry and free of allergens without breaking the bank.
Sizes and Specifications
38″ x 75″ x 16” (Twin)
38″ x 80″ x 16” (Twin XL)
54″ x 75″ x 16” (Full)
60″ x 80″ x 16” (Queen)
76″ x 80″ x 16” (King)
72″ x 84″ x 16” (California King)
Pros
- Two layers of organic cotton certified by GOTS
- Affordable
- Lightweight waterproofing sheet made from polyurethane in between the cotton layers
- Does not produce any crinkly sounds
- Sleep cool without any risk of overheating
- Pockets allow the protector to fit mattresses up to 16” thick
- Machine-washable
- Made in the USA
- 100-night sleep trial
- Free shipping and returns
- 1-year warranty
Cons
- Cannot be used as an allergy barrier as the protector does not feature a fully-encased seal
4 Best Mattress Pads of 2021
Best Overall Mattress Pad - Saatva Organic Pad
Made from GOTS-certified organic cotton, the Saatva Organic Pad is guaranteed to be free of chemicals. With its 300-thread count, it is one of the softest pads out there in the market.
Sizes and Specifications
38″ x 75″ (Twin)
38″ x 80″ (Twin XL)
54″ x 75″ (Full)
60″ x 80″ (Queen)
76″ x 80″ (King)
72″ x 84″ (California King)
Pros
- Plush feel
- Made from organic cotton
- Excellent sweat-wicking properties can help keep you stay dry while sleeping
- Side panels feature an elastic band and contain 4 percent spandex, which prevents the pad from moving around while you sleep
- Can be used on beds up to 16” thick
- Constructed from cool and breathable materials, keeping the mattress cool throughout the night
- Durable
- Machine washable
- 45-night sleep trial
- Free delivery
- 1-year warranty
Cons
- Queen-size pad is expensive
- Fitting issues as the pockets are tinier as compared to those from other brands
- Not waterproof
Best Temperature Regulation - SlumberCloud Core Mattress Pad
The SlumberCloud Core Mattress Pad features an incredibly adaptive cooling technology unlike no other. Using NASA-approved temperature-regulating technology, this mattress pad can absorb your body heat if you start to feel too hot and release it back to you once you begin to feel cold.
Sizes and Specifications
39″ x 75″ (Twin)
39″ x 80″ (Twin XL)
54″ x 75″ (Full)
60″ x 80″ (Queen)
78″ x 80″ (King)
72″ x 84″ (California King)
2 x 39” x 80” (Split King)
Pros
- Comes in white and blue
- Outlast technology helps regulate your body temperature while you sleep
- Recommended for couples with different sleeping needs
- Machine-washable mattress pad
- 60-night trial
- Full refund if unsatisfied with the product
- 180-day warranty
Cons
- Expensive with prices starting at $170 for a Twin
Best Mattress Pad For Kids - Naturepedic Organic Protector Pad For Kids
A good night’s rest isn’t just for the adults. The Organic Waterproof Protector Pads for Kids by Naturepedic features two layers of organic cotton plus a waterproof barrier, which keeps the pad soft and cool throughout the night.
Sizes and Specifications
38″ x 75″ (Twin Fitted)
38″ x 80″ (Twin XL FItted)
54″ x 75″ (Full Fitted)
60″ x 80″ (Queen Fitted)
Pros
- Made from GOTS-certified organic cotton
- The thick pad is designed to keep your kids’ mattress clean and free of dust mites and allergens
- Includes a thin layer of waterproofing material made from GOTS-approved food-grade polyurethane
- Features two layers of organic cotton so sleepers won’t feel the polyurethane layer
- DrySleep™ technology ensures the pad stays cool even if your child sleeps hot
- Fitted sheet style has an elastic skirt with deep 9”-16” pockets
- Machine-washable and can be placed in the dryer
Cons
- The pad may be too big for thinner mattresses
- No options for King or California King beds
Softest Luxury Mattress Pad - Sweet Zzz Mattress Pad
With a thickness of 2 inches, the Sweet Zzz Mattress Pad is the thickest on this list. Although denser, it is constructed out of fine Down Alternative and pure cotton, guaranteed to keep the pad plush for years.
Sizes and Specifications
38″ x 75″ x 2” (Twin)
38″ x 80″ x 2” (Twin XL)
54″ x 75″ x 2” (Full)
60″ x 80″ x 2” (Queen)
76″ x 80″ x 2” (King)
72″ x 84″ x 2” (California King)
Pros
- The cover is made from the finest and softest cotton, which keeps it cool
- Rare 3D 1.33D down alternative used for fill
- Fits on mattresses measuring between 6” and 17” thick
- OEKO-TEX Class 1 Certified safe for use for children under the age of 3 years
- Eco-friendly
- Machine washable
- 50-night risk-free trial and 100-night return
- Durable and backed by a 5-year warranty
- Free shipping and returns
Cons
- Expensive with regular prices for Twin starting at $160
- Not recommended for sleepers looking for pure feather products
Conclusion
Mattress protectors, pads and toppers are a few accessories that can improve your sleeping experience. Each type is built for a specific purpose and has its own set of pros and cons. However, it is not uncommon to find pads that include a waterproof layer or mattress protectors on the plushier end.
Read this guide before purchasing a mattress protector, pad, or topper. Each type is designed for a specific purpose, and it’s best to always know what’s suited for you.